Before you pay a token amount or sign an Agreement for Sale on any land parcel or plotted development in Pune, the 7/12 Extract (Satbara Utara) is the first document that must be examined. Maintained by the Maharashtra Revenue Department under the Maharashtra Land Revenue Code, 1966, it combines two separate village revenue registers into…
Introduction: The New Architecture of Digital Credit in India Over the past decade, the rapid expansion of smartphone penetration and digital payments in India catalyzed an unprecedented surge in digital credit. Neo banks, checkout finance models (Buy Now Pay Later / BNPL), and peer-to-peer apps simplified credit delivery to minutes. However, unchecked growth resulted in…
Introduction: The Operational Reality of Cyber Regulations in India For technology startups and digital businesses, cybersecurity was historically treated as an internal DevOps hygiene issue. Security architecture evolved around customer uptime, commercial service level agreements (SLAs), and standard software patches. In India, that approach changed permanently with the notification of the Cyber Security Directions issued…
Introduction: When Conversion Rate Optimization Becomes a Regulatory Liability For more than a decade, digital growth teams, e-commerce platforms, and mobile apps operated under a growth at all costs playbook. Techniques such as artificial countdown timers, auto-added checkout fees, pre selected checkboxes, and high friction cancellation funnels were celebrated as effective Conversion Rate Optimization (CRO)…
In India, digital services are governed by an interlocking framework of horizontal technology laws, sectoral regulations, consumer protection mandates, commercial statutes, and tax codes. Here is a structured overview of the primary direct and indirect laws applicable to digital services operating in or targeting India. Core Cyber, Data & Technology Laws (Direct Impact) Information Technology…
Many founders assume that because India lacks an omnibus statute like the EU AI Act, AI deployment exists in an unregulated zone. That is a risky misconception. Deploying AI features like chatbots, copilots, or automated scoring directly intersects with active Indian statutes: the IT Act 2000, IT Intermediary Guidelines 2021, the DPDP Act 2023, and…
Pune property buyers, sellers, and their families finally have a new option for document registration. The Department of Registration and Stamps, Government of Maharashtra (IGR Maharashtra) has announced that the state’s first Model Registration Office in Pune is becoming operational this month at Revolution Mall, Kothrud. This is part of a larger state initiative to…
Resale property deals in Pune move fast. A buyer likes a flat, the seller wants a quick closure, and both sides are often tempted to go straight to the Sale Deed to save time and one round of drafting. An Agreement to Sell, executed before the Sale Deed, is not paperwork for its own sake….
If you are an NRI who owns a flat in Pune, you cannot simply hand over the keys to a tenant and collect rent. Maharashtra law requires every rent agreement- legally called a Leave and Licence Agreement to be registered, no matter how short the term. The good news: Maharashtra was the first state in…
Many Non-Resident Indians (NRIs) selling property back home execute a Power of Attorney (PoA) believing it is a routine formality requiring a flat stamp duty of just ₹500. While true for “near relatives” or limited-scope documents, this assumption can be a dangerously expensive mistake when granting broad selling powers to anyone else—including cousins or friends….